Shaishab Pran Bora

When we enter in a particular market or a business, the first question that arises in our mind is “How this will be going to make money for me”? So, it is necessary to read about the history of the market to know how it has been working for last 3 to 4 decades to make money. Lot of people thought that making money in the market is a tough game but in reality, it is an easy game. So, lets see what I have found.                According to me, first we have to build that mindset to be an investor. An investor thinks for long term. Long means for 20, 30 years. Investing is nothing but sacrificing my present buying power to get huge benefit in future. If we see in Indian stock, we get various example how people made huge money for themselves. I studied few Indian stocks that made money for us in last 20 years. Let’s see if we invested 10,000 in these stocks in 1st jan,2001 what will be value of that investment in 1st April, 2022.  ...

          In Assam, we have seen that lots of people talk about the stock price but no one is concerned about the valuation of the company. Everybody is talking about " aji 100 asil kaile 110 hoi jabo "; "  abbe 2000 eta share r dam emn dami company kom dami share ko " . But the main thing is not the price of the share; it is all about the valuation of the company. No one is interested in reading a line about what the fucking P/E, P/B, ROE, and ROCE are ?           Let's first look at the " dami share kom dami share " concept. Consider A and B to be two companies. A has a $100 share price and B has a $2,000 share price. Which one is " dami share kom dami share " ?? Just think for a  moment .If A having number of share 400 and B having number of share 20. In both cases, the market capitalization of both companies will be the same.  Market Cap= Share price x number of share   For Company A=100x400=40,000 For Co...

          We generally calculate the CAGR of revenue growth of a company. But we will not calculate the CAGR of revenue or profit growth of our personal portfolio. So for me it is necessary to calculate our personal profit growth of our portfolio.           Let say that I have 6 company in my portfolio namely A,B,C,D,E,F. Let % of each stock allocation in my portfolio be           We can apply this in formula every quarter to calculated the % growth of our portfolio in respect to PAT, Revenue or whatever we want            Now let A,B,C,D,E,F will PAT growth at % wise in Q1 to Q2 or we can calculated in year on year Now the % allocation of each company of my portfolio will grow in term of PAT and so on. The formula becomes  % 𝑔𝑟𝑜𝑤𝑡ℎ 𝑜𝑓 𝑎 𝑐𝑜𝑚𝑎𝑝𝑎𝑛𝑦 𝑖𝑛 𝑝𝑜𝑟𝑡𝑓𝑜𝑙𝑖𝑜 = % 𝑔𝑟𝑜𝑤𝑡ℎ 𝑜𝑓 𝑡ℎ𝑒 𝑐𝑜𝑚𝑝𝑎𝑛𝑦 𝑓𝑟𝑜𝑚 𝑄1 𝑡𝑜 𝑄2 × % 𝑎𝑙𝑙...

          Lots of people say that 50% in stocks and 50% in bond or secure investment. Where that told us that our risk in 50-50. But in reality in not that. Risk level in different for both of these investment.            Let assume a scale that rate 0 to 10. Where 10 is high risk index and 0 is low risk index.           Now according to my formula           Here for stocks assume that risk scale rate is 8 and for bond is 2 only. Then from our formula we get           Then our ration of rick become 20% in risk invest in stocks and 80% in the secure investment like bond.           Take another example 70% in stocks and 30% in bond. Let risk scale ration of stocks is 8 and bond in 2 . then from our calculation we get           So here we find that in our calculation 63.16 %...

     My Father gifted me a policy when I was is class 10 having policy no 445377**. At the age of 22 I change the portfolio of the investment . Let see what I have found. ( I am not saying that this one is a bed investment at that time. He is a visionary entrepreneur, risk taker, investor and most importantly a great man of humility. In 2015 he planned for next 35 years for his child.)           Start Date- Oct 2015            Closing Date- Oct 2050            Term of the Policy- 35 years.            Sum maturity amount- 10 lakhs+ Bonus ( fully depends on branch)            Monthly Payment- 2075+ 2.25% GST = 2121.68            Total Payment in 35 years= 2121.68x12x35= 891105.6 ( 8 lakhs 91 thousand)            Let we close the policy o...

    One  Starbucks coffee cost 250. Let say one person consume 12 coffee per year. it will cost him 3000 per year.       Starbucks in owned by Tata Consumer Products Ltd (50%). In 2002 it was listed, from 2002 it gives 3,244.05% of return in last 20 years. In 2002 per share price= 20.68 and current market price 691.55. if we calculate CAGR it become 19.18% .It means every year our investment gives 19.18% .       Let say that person of age 25 consume 12 coffee every year for next 35 years till his age of 60. And upload every picture in his Instagram.        Let instead of buy a coffee every month he invests same amount in the company for next 35 years and we get the same return for next 35 years. Here we have            Years = 35 (when he became 60)            Percent Yield= 19.18% (calculation based on last 20 years)   ...